Legal
Last updated: September 2026
By creating an account or using ManücciFlow, you agree to these terms. If you do not agree, do not use the service.
ManücciFlow is a personal finance management tool. It provides bank account aggregation, transaction categorisation, AI coaching, and reporting. ManücciFlow is not a bank, does not hold funds, and cannot initiate payments.
Paid plans are billed monthly or annually via Stripe. You may cancel at any time; your access continues until the end of the period you have paid for, after which the subscription ends. Your account and data are retained so that resubscribing restores access to them, and you may export or delete your data at any time whether or not you hold a subscription. We offer a 30-day money-back guarantee on all paid plans — email support@manucci.ai for a full refund within your first 30 days.
You may not use ManücciFlow to: violate any applicable law; attempt to reverse engineer or compromise the service; or access other users' data.
ManücciFlow provides information, not financial advice. Nothing in the app constitutes regulated financial advice. Consult a qualified financial adviser for personal recommendations.
These terms are governed by the laws of England and Wales.